How to Shift Into a Rich Girl Self Concept (Without Faking It)

You don’t have to fake confidence, force luxury, or pretend to be someone you’re not to embody a rich girl energy. The rich girl self concept isn’t about what’s in your bank account, it’s about how you see yourself, the identity you claim, and the energy you radiate.

When you shift your self concept, you stop chasing money or status and start attracting it effortlessly. In this post, I’m sharing exactly how to create that shift from the inside out, no more faking it, just aligning with the version of you who already is that girl.

Step 1: Get Clear on Your Old Money Story

What limiting identity have you been holding onto?

• Do you secretly believe money is hard to get?

• Do you feel guilt or shame about wanting luxury?

• Do you see rich women as “other” or “not like me”?

Action:

Journal: What do I believe about rich women? What do I believe about myself + wealth?

Write one sentence that defines your new identity: “I am a woman who attracts money with ease.”

Step 2: Start Acting Like Your Higher Self in Micro Ways

It’s not about maxing out your credit card for the designer bag. It’s about showing up as your abundant self in small, consistent ways:

• Keeping promises to yourself

• Dressing with intention

• Upgrading your coffee mug, planner, or space

• Saying yes to aligned opportunities

• Maybe saying yes to the guac at Chipotle

Action:

Pick one “rich girl habit” you can embody daily (spending is not required — focus on energy).

Step 3: Regulate Your Nervous System Around Wealth

Do you cringe every time you have to pay your bills? Every time you get paid do you feel like your money just evaporates? If your body feels unsafe with abundance, you’ll sabotage it. If you feel your chest tightening when you go to open your bank account for example, try some NSR (nervous system regulation) to calm your nervous system and reprogram yourself to feel safety around money. This will take time and consistent practice.

Action:

• Breath work

  • try a few rounds of box breathing (in for a count of 4, hold for a count of 4, and out for a count of 4)

  • there are some free breath work practices on the Othership app

• EFT tapping

  • I like this free one from the Yes Supply on YouTube

• If you are in SCMA definitely revisit the nervous system regulation module for more techniques.

Step 4: Speak to Yourself Like Her

Your self talk is your self concept. This is the real work here! Whenever you catch yourself thinking scarcity thoughts, gently guide yourself to more abundant thinking. These daily reframes are really where the magic happens. When you think new thoughts you change your beliefs and therefore you change your reality. Shift inner dialogue from:

“It’s selfish to want more money.”
Reframe: “The more I receive, the more I can give and create impact.”

“Rich people are lucky, I’m not.”
Reframe: “Abundance is my birthright, and I’m claiming it now.”

“I shouldn’t spend on myself.”
Reframe:“Every aligned investment I make in myself multiplies.”

“I need to hold onto every dollar just in case.”
Reframe: “I trust money to flow in and out freely, always returning multiplied.”

Action:

Create a self talk rampage with the new thoughts and beliefs you have about your new rich girl self listen to it every day.

If you are in SCMA there are so many self talk rampages that are fire fire fire. I personally listen to "I'm a Bad Ass CEO" everyday, another good one is "A Life of Luxury Rampage."

Step 5: Visualize and Feel Into Your Rich Girl Life

Rich girl energy isn’t about wishing. It’s about aligning. You have to step in to your new rich girl persona self concept. Everyday ask yourself "how would the rich girl version of be act right now". The more you visualize her and her life the more you can align to it with every action you take.

Every day, see yourself in your dream life:

• Where do you live?

• How do you spend your mornings?

• Who’s around you?

Action:

Spend 3 minutes a day to do this visualization, whether in the morning or at night. The clearer you feel it, the faster you align with it.

Conclusion

You don’t have to fake a rich girl self concept, you just have to remember who you really are. Start small. Start today. And watch your reality rise to meet your new identity. You got this babe!!!

PS: If you’re ready to go deeper, I highly recommend joining the Self Concept Mastery Academy. You will receive meditations, self-talk rampages, guided visualizations as well as a guided program and monthly coaching to help you step in to your rich girl self concept.